complaint register form forum complaints letter customer mortage loan online business systems do not call list airtel hutch hp gas airtel hutch vodafone icici http://www.clientcomplain.com Copyright 2010 Clients Complain clientcomplain.com/rss/ en Thu, 24 May 2012 00:10:11 Thu, 24 May 2012 00:10:11 http://www.clientcomplain.com/HDFC_ERGO_family-Complains-21956-SC.html i lakshmi prasanna, i got credit card last week.after i received i got a call regarding ergo health policy.at that time i told that after i accept terms and conditions i will agree for policy.but before sending a policy documents the amount got credited from my credit card....now i am not required that health policy.please cancel that policy.my policy No.is 51159974 Lakshmi Prasanna Ambati Thu, 03 May 2012 10:48:39 http://www.clientcomplain.com/ARS_Bonds-Complains-21317-SC.html Our ARS Bonds are matured in the year 2009.I could not see the date of maturity by mistake.hence not submitted so far.How to get the money now ? Where to submit the bonds.do I get interest for these years.Please inform me. KARUMUDI RAMI REDDY Fri, 09 Mar 2012 11:20:43 http://www.clientcomplain.com/HDFC_ERGO_health_policy-Complains-20893-SC.html I want to cancel my HDFC ERGO health policy no.HN16112011001036 as it is not required by me and was sent to me. Davis Singla Tue, 03 Jan 2012 22:04:17 http://www.clientcomplain.com/MAX_New_York_Life-Complains-20594-SC.html With reference to my request no:7258616 against my policy no: 246664627,I have requested to invoke my policy in paid up mode and stop the ECS with immediate effect as I do not wish to pay and continue this policy any more from this month onwards.However,they are not interested to take any positive action. I request to provide the proper service to your customer by positive intention. Tanushyam Bhattacharjee Mon, 28 Nov 2011 20:33:33 http://www.clientcomplain.com/TDBSi-Complains-19666-SC.html please try to stop sending messages from TD-BSi to 09747585728 rohith Fri, 09 Sep 2011 12:14:09 http://www.clientcomplain.com/eurekaforebsaquasure3pcti-Complains-18952-SC.html I HAD BOUGHT A AQUASURE ON 25-07-2011 AND TODAY WHEN IGOT UP IT WAS LEAKING . WHEN ICHECKED FOR THE DEFECT I FOUND THE BOTTOM CONTAINER LAKING cindu s nair Fri, 29 Jul 2011 11:20:35 http://www.clientcomplain.com/Policy_Renewal-Complains-17213-SC.html Sir/ Mam, I have taken a Policy for my Father from star health insurance company ltd in 2009.Till date I have not received any reminder OR any letter form Star Health. I have paid my 2 premium on time and for this year's renewal I have given a cheque of rs3000/- to one of your agent Mrs Sunita Sethia who is sitting at Karam Pura Branch. The chq Which I have given for renewal was on dated 25/4/2011, Chq no - 003069 my due date was 28/4/2011 but till now the cheque has not been submitted. Now today I got to know that my policy has been laps due to delay of payment.They people are saying that now this premium will be treated as a fresh policy, but I want to take it as renewal of my previous policy which is continue form the year 2009 to till date. Requesting you to kindly take an action for this and tread my policy premium as renewal instead of a fresh policy. Your kind support is expected.Plz revert.....details of my policy are given below:- Policy holder name - Vinod Kumar Vij Policy no - P/161100/01/2011/000783 Cheque no (given for renewal) - 003069 Cheque date - 25/4/2011 Ramneek Kaur Fri, 27 May 2011 14:42:33 http://www.clientcomplain.com/national_insurance_company-Complains-17159-SC.html Policy No: 370404/48/10/8500000001 Claim No: NI-6-7772, NI-6-7475 Sir/Mam, I got my wife's (Mrs. Jyoti Chaudhary) health insurance done 6 years back and have been paying regular premium since then. 5 months back I had to get her treatment done and claimed my insurance with all the required documents and testimonials but have not recieved any cheque as yet. I have even sent them reminders but have got absolutely no response. I took a loan of Rs.80000 from the market and have been paying interest since last 5 months which is next to impossible for a person with meagre income like me. Although the company claimed to send the insured money within 30 days of filing the complaint but here I have not recieved any response since last 4 months. Please contace the concerned company as soon as possible and get me my insured money back so that I can pay off my debt and get rid of the substatial amount of risk that I have to pay every month. Thanking YOu Ramesh Chaudhary 9468855555 9414507700 Ramesh Chaudhary Wed, 25 May 2011 14:16:48 http://www.clientcomplain.com/Bajaj_Allianz_Century_Plus-Complains-16879-SC.html Dear Sir, I bought a Bajaj Allianz Century Plus Life Insurance Policy on 05 Feb, 2009.The policy details are hereunder: Policy holder’s Name : Sheela Wanti PolicyPlan: Century Plus PolicyNo: 0118826525 DateofBirth: 18/11/1971 Nameofthenominee: Surinder Kumar I had expressly told the Insurance Advisor and the Sales Manager that I intended it to be a Single Premium Policy. Since such dealings are based absolutely on trust and faith, I believed what the duo assured that they had drawn a single premium policy as I desired. The Premium amount was Rs. 1 lacs. It is fairly understandable that no one, much less an humble govt. servant like me can afford to buy a policy involving such huge recurring premiums .I quite admit that I did not study the policy document which I ought to have done and avail myself of the look-on grace period .But then, as I have already stated, such dealings are done on faith and trust and I had no reason to think that that the intentions of the officials associated with so reputed an Insurance Company could be otherwise than noble and honorable. I had thus been beguiled into putting my life’s entire humble savings into an investment that has proved to be a disaster. Naturally I was sitting pretty with the assurance that I had made a wise investment and all I had to do was to wait for the maturity to reap the benefits. It was terribly shocking and surprising when on the expiry of the first year I received a premium notice. As it was impossible for me to pay such a huge premium, I contacted the local Bajaj Allianz branch office and was advised that to save the policy from being lapsed. I have also been advised that as against my total deposits to the tune of Rs 1,00,000/-with the Bajaj Allianz, the fund value has dwindled to somewhere around Rs.85,000/-.I understand that Unit linked policy plans are market based but even though there was a bad crash in the year 2008-09, the market has picked up steadily since and not only all the earnings of the units allocated to me but a sizeable chunk of my deposits also is being eaten up by mortality and policy administration charges based on the sum assured that is Rs. 500000/- the first year and, what is more ,these charges have continued to be outrageously high during the second and the third year also even though the sum assured in the second and the third year has fallen from Rs. 100000 to a pathetic 85000.It is neither judicious nor logical to grind remorselessly into the hard earned deposits of the policy holder. This is no short of the breach of the basic principle and spirit of the Insurance plan, namely, to provide financial security to the policy holder. Why, if I continue the policy, at the rate at which the company is making outrageous deductions from my deposits, at maturity I might end up having to pay much more than I deposit and may be, still owe something to the company. Can you, sir, call it a fair deal? Surely, the Company has earned on my deposits and if the company does not, for reasons best known to it, intend to make me a sharer in profits it can at least cut my losses. It is about time the Company reviewed my case in less commercial and more humanitarian spirit so as to foster and restore trust so essential for an insurance company. I request you kindly to look into the illogical deductions and advise me as to the courses open to me, the rectifications to my account, if any, already made or planned to be made and the wisdom or otherwise to continue the policy. I am looking up to you as a sincere financial advisor and a noble custodian of my funds and shall be deeply pained if I am eventually made to think otherwise. An early response is eagerly awaited. Sincerely, Sheela Wanti, H.No.21687, ST.No. 9, Power House Road, Bathinda. Sheela Wanti Mon, 16 May 2011 15:59:09 http://www.clientcomplain.com/metlifemetprotect-Complains-16219-SC.html I have purchase metprotect policy through policy bazaar.com on line which policy no. is 20532608 on 16/03/2011, and submit my document and metical test on 27/3/2011. But till date I have not received my policy document and also I donot know whether my policy is active or not,. rajesh kumar sharan Sat, 16 Apr 2011 11:03:29 http://www.clientcomplain.com/Apollo_Munich_Health_Insurance-Complains-16216-SC.html Apollo Munich Health Insurance Co's after sales service is an ideal example of how the service SHOULD NOT be. These people are maestros in making fake promises in a meek manner & would lure you into buying their SHIT products at extravagant costs. The only thing they are good at is boasting their fake achievements. All that welcome smile on their deceptive faces would diminish once you reach them with a Claim and then you would be stunned to watch them sneer at you & treating you like cheaters with fake claims to loot poor Apollo people. Thats when you feel like having made a jackazz of yourself. Your claim would most likely be rejected and at the same time they woulod say we considered it with compasssion, but sorry this ailment is not covered anyhow for the first few years and thereafter their TPA who works on their instructions would reject the same under another hilarious reason. If you are buying Health Insurance for the sake of Claiming Tax benefits then the service prolly won't matter to you. But in a event of hospitalization I'm afraid you would be disappointed to learn that all your money and effort is looted by Apollo lairs. The bottom line? DO NOT EVER GO FOR APOLLO MUNICH Health insurance ..If insuring the health of you and your dear ones is on your mind. soyuz183 Sat, 16 Apr 2011 08:36:57 http://www.clientcomplain.com/icici_pru_life_helth_insurence_family_cover_plan-Complains-15545-SC.html In mistake we miss our sauteed document in opening policy time.after than we contect abandons branch.but he said your dauter not include in your helth insurance cover.we saw the paper of dauter to branches but he reject my application.ol give justice. vijay b patel Wed, 30 Mar 2011 21:55:22 http://www.clientcomplain.com/TATA_AIG-Complains-15072-SC.html Hii All, I am Amreek SIngh. I took Tata AIG Mediclaim Policy In 2009. Suddenly I got Kideny Stone problem and Hospitalize for stone surgery in Batra Hospital Delhi.I was relax about the money becasuse I had Tata AIG Health Insurance. There was around 35000 rupess expenses in hospital. When I claimed for money TATA AIG, they rejected my claim give the reason that I was hospitlised only 1 day while I was hospitlaised around one and half days, it is also mentioned in the hospital bills, secondaly they say this policy cover only bad charges. Dear friend I suggest you never purchase any policy from TATA AIG. They are fraud people. At the time they will give you dual meaning of statement on paper. Later they will give you any thing. Amreek Singh Sat, 19 Mar 2011 11:21:56 http://www.clientcomplain.com/health_insurance-Complains-14748-SC.html United india insurance agencies at Patna is not settling my health claim properly. Please see below the correspondence which is self explainatory. Dear Sir, We forward herewith the mail alongwith attachment received on 20.02.2011 from Capt Udai Kumar which is self explanatory. We have also sent a letter dtd.17.02.2011 received from him vide our letter no.210104/medicl.pol./489/2010 dtd. 17.02.2011. We will request you to please review the claim file of Capt. Udai Kumar and do the needful in this regard. Yours faithfully D.P.Gupta Branch Manager Direct Agent Branch Patna -- Original Message -- From: Udai Kumar To: DINESH GUPTA , Pankaj Singh Date: Sat, 19 Feb 2011 22:54:10 -0800 (PST) Subject: Re: FW: Mr.Udai Kuamr (Breakup + Medical Document) To the Manager, United India insurance co. Ltd. C/C Shri pankaj singh, Heritage Patna Branch Ref: - Claim no HH401100169, Policy no- 220104/48/10/06/00000064 favouring Capt Udai Kumar Dear Sir, I would like to draw your attention on the above mentioned claim. The claim has been settled however there is some undue deduction for which I do not agree. I request you to review the case. In your attached letter here with, Item no 5. Rs 33907/- on bill no 28281 dated 20/06/2010 ( others) for no details of disposable charges and routine consumables & consumables & excess 1% room rent. I have submitted you the necessary bill given by the Hospital. If not satisfied then I have to ask for another bill from the hospital to get my claim properly settled. Please issue me a fresh letter which I can forward to the hospital to acquire the necessary documents. Thanks B/regds Capt Udai Kumar 43, Shree kunj Apartment Budha colony East boring Canal road Patna-800001 Mob-9835097884 capt udai kumar Sat, 12 Mar 2011 12:31:41 http://www.clientcomplain.com/MEDICLAIM-Complains-14068-SC.html No settlement of Mediclaim My father has submitted a claim for treatment of my mother's medical expenses. They are also received the claim and stamped the same dated 27-11-2010. But they did not settle and pending the claim till today wit... Swarup Halder Mon, 28 Feb 2011 10:37:39 http://www.clientcomplain.com/Star_Health_Insurance_CoHealth_Isurance-Complains-13470-SC.html Sir, My Father Name:Mr.Ram Phool was purchase a health policy "Police No. is P/161200/01/2011/001232"from star health insurance co. When he was purchased this policy the agent told him that co. must be pay the 70% of the hospital bill but now at this moment my father is in hospital and the co. pass just Rs.3,500 of claim.Whether hospital bill is reached approximate Rs25,000.Now my father wants to take any legal procedure against the Star Heath Co.So I request to you that you take a strike action against the Co. on our behalf. If you wants more details so please contact my father on his M.No.09756629043. Sir its very argent so please take the action as soon as possible. Thanking You, From Yours sincerlly, VEENA VERMA. I-91,Shastri Nager, Meerut. veena verma Tue, 15 Feb 2011 11:33:05 http://www.clientcomplain.com/Reliance_General_Insurance-Complains-12823-SC.html Dear Sir, I have a policy from Reliance General Insurance co. Ltd. My Policy No. 2005792825004222. My Policy date is 8th March 2010. I have a claim of Rs. 10861/-. I was admitted at Batra Hospital on 9th Oct. 2010 for my Treatment. I was discharge from Hospital on 13th Oct. 2010. I was submitted all the document for my claim to company. My claim no. is ccn#5416766. On the behalf of my document company has raised some requirement. I have been fulfill all the requirement. After that company’s executive was come to me for verification and demand money to settle the claim. When I was refuse to giving the money. Then he was submitted the wrong report to the company. On the behalf of that report company has refuse to give that claim amount. So please tell me what can I do and solve my problem as soon as possible. I shall be very grateful to you. Thanks and regards Chanderjeet Yadav C/o Devendera Bakers Shop No. 67, Sector-11, Huda. Panipat-132103 09812287865 Ashu Gupta Wed, 02 Feb 2011 18:36:17 http://www.clientcomplain.com/ashok-Complains-12534-SC.html respected sir we are suffering from the smell of hair burning here in bhagyanagar we are fed of this smell.many news channellls were reported about the above said problem till now no one is doing nothing for this.atlest let us sleep peasfully.i request you to take serios action aganst this as early as possible. thank you. ashok hadapad Fri, 28 Jan 2011 00:46:08 http://www.clientcomplain.com/star_healthmedi_classic_individual_policy-Complains-11685-SC.html policy No. P/201114/1/2011/000730 Propose;'s code - AA000009168 Proposer's name- sourabh jain this is my policy No. and all detail,and am complainant many times in star health insurance company (orbit-mall branch) the branch manager will told me please submit the bill.am submitted many times these bill copes in branch, after that they will not accept, My policy date is jun/2010 now till am not getting my payment from star health company, sourabh jain,indore 9893048930 sourabh jain Wed, 12 Jan 2011 19:02:54 http://www.clientcomplain.com/Rite_check-Complains-11513-SC.html Dear Team previously I put complin but no action by any body about the mechine. In which way Blood Glucose before food(155) was greater than Blood Glucose(145) after food. Onother by pathoilab Blood Glucose before food 91 but by machine 137. PLz help. purusottam Mon, 10 Jan 2011 10:50:17 http://www.clientcomplain.com/Rite_check_Blood_Glucose_monitoring_self_testingsystem-Complains-11189-SC.html Dear Team my self purusottam purchase a Rite check Blood Glucose monitoring (self testing)system from MedPlus dhankawdi pune on Sept-10. mechine dectes error .once we found Blood Glucose before food 155 but after food 145 which was imposible.and Blood Glucose monitoring (self testing)system error plz help me. Cont no-+91-8888812992 E-mail-purusottam.p@gmail.com purusottam Sun, 02 Jan 2011 20:57:19 http://www.clientcomplain.com/The_New_India_Assurance_comLtd-Complains-10733-SC.html I have a master policy No.1214003410800000378 for health insurance for all my family four members.I submitted a clam for treatment of my wife medical expenses. They are also received the claim and stamped the same dated 27-8-2010. But they did not settle and pending the claim Rs.38936 till today without any further medical advice. Bonthu Visweswara Rao Tue, 21 Dec 2010 21:49:21 http://www.clientcomplain.com/life_insurance_corpn_of_india-Complains-10634-SC.html policy no. 09861089321 made during 1985-86 under monthly sal deduction .Till date Ihave not received any amount inthe shape of money back nor amount on maturity.LIC is taking a plea thatearlier policy trac is not traced .policy matured about 4-5 years back . my name : raghunath sahu address:c/o state bank of hyderabad, at/po. gudivada . dist- krishna (a.p) pin 521301 raghunath sahu Sun, 19 Dec 2010 13:59:07 http://www.clientcomplain.com/the_new_india_assurance_co_ltd-Complains-10554-SC.html I HAVE A MASTER POLICY BEARING NO.12140034108700000378 IN THE NEW INDIA ASSURANCE CO LTD FOR ALL MY FAMILY MEMBERS. RECENTLY I SUBMITTED A CLAIM FOR ME WIFE MEDICAL EXPENSES AND THE SAME STAMPED DATED 27/8/2010.THEY SHOULD NOT SETTLE THE ABOVE CLAIM AND PENDING THE MATTER WITHOUT ANY REASON OR FURTHER ENQUIRY SHOULD NOT BE TAKEN BY THE AUTHORITIES TILL TODAY. B.Visweswara Rao Thu, 16 Dec 2010 22:07:15 http://www.clientcomplain.com/Reliance_Mediclaim-Complains-9935-SC.html Iam Anita Rakesh Singh, Mediclaim Policy No. 282510349132 dated 19/12/2008 by paying premium of Rs.1691/-(No papers/Pamphlet provided by Reliance agent during signing the Policy forms) I have been operated on 24/4/2009 for disease FIBROIDS. I have given all the papers like Medical bill/testing report, discharge card & Claim of Rs 60806/-etc to TPA, Andheri. They have rejected my claim on this Point " ILLNESS INJURY WITH IN FIRST YEAR FROM THE INCEPTION ON THIS POLISY WILL NOT BE PAYABLE.(As per Clause 3) Their Agent said that all the disease are coverd in first year except Cancer, Diabities & Heart Disease. He has not shown the policy exclusion no 3 to me , If he has shown tome Iwould have not taken the policy of Reliance. Irregularity: Their Authorised Agent have cheated us by not giving correct information to us. this is violation of RTI Act. Policy holder is not a Doctor, Doctor Advises and Patient act.Definiton of 'ILLNESS INJURY" is not matching. Above mentioned disease is not comes under illness or Injury in simple Terms. But lawmaker of Reliance may twist the terms. In the Pamphlet came with Policy Document, disease covered in 2nd year is mentioned but which disease are covered in first year is not mentiioned. Replying to a customer letters is a crime in the eye of Reliance Mediclaim. (given many letter but no reply from reliance Reliance walas, dont forgot POLICY HOLDER IS A ADVERTISER, as well as Destroyer. You can cheat customer once not every time. Because of you' I Have lost faith in Private Insurance firms. Please take this matter very seriously, and in the interet of common Policy Holder. Reliance Agent has cheated me or Reliance are playing the game by showing the lollypop to the policy holder Anita Rakesh Singh Wed, 01 Dec 2010 18:07:53 http://www.clientcomplain.com/ICICI_LOMBORD_HEALTH_POLICY-Complains-8983-SC.html I HOSPITALISED IN SANJEEVANI IN SAMBALPUR , I HAVE CASHLESS ICICI LOMBARD POLINY NO 4034i/FPP/02489505/01/000 ,VALID FROM AUG 2009 TO AUG 2011,HOSPITAL PEOPLE TOLD ME TO PAY THE MONEY WHICH I WILL GET BACK WITHIN WEEK ,NOW THEY R SAYING ICICI PEOPLE NOT RECOMENDED OR REJECTED THEIR REGUEST ,ALL D PAPERS R WITH HOSPITAL PEOPLE,I HAD COMPLAIN IN ICICI ALSO BUT NO ONE IS LEASTENING PL HELP dr vinit gaba Fri, 12 Nov 2010 17:29:56 http://www.clientcomplain.com/MINOTRA_AUTOMOBILES-Complains-8540-SC.html DEAR SIR, I am Kanchan Mahadeo Bhujbal, my bike no MH12EL553 has change my lockset today in the morning i.e. on 2nd November,2010, nearby 11 am from Minotra automobiles, Chandannagar, Pune 14, Phone No-020 27011337, and I have paid Rs 490/- toward their Lockset and Fitting charges for the same. After that i was going to my office which is in Akurdi-ECLIPSE COMBUSTION PVT.LTD, On the highway of Pune-Mumbai road.Dut to improper service from Minotra Automobiles Mechanic brake down happen with my bike which was dangours for me.This Opposite to Hotel Kalasagar, Near Dhiraj Service Centre. When I called Minotra's Manager Mr.Mali and Owner of Show room Mr.Minotra start to speak rudely.After other person request they have arrange to pick up my Scooty to SAI TVS SCOOTY SHOW ROOM, PINPRI CHINCHWAD. Till now my bike is at Pimpri Chinchwad show room, and both Show room ie. Minotra Show Room and SAI TVS Show room asking me to pay there service charges and not accepting their Mechanic Mistake. Please look into the mater as its very Serious, someone can loose their life due to improper Servicing. REGARDS KANCHAN BHUJBAL ENGINEER - SALES CELL-9881987528 kanchan mahadeo bhujbal Tue, 02 Nov 2010 23:52:07 http://www.clientcomplain.com/reliance_healthwise_policy-Complains-8272-SC.html i have reliance healthwise policy no 110379282501434 claim no 5320090.not recieving proper&correct respones for my claim. mrs jyoti p ahuja Tue, 26 Oct 2010 21:42:31 http://www.clientcomplain.com/bajaj_allianz-Complains-7602-SC.html Prior to 14.07.2010, I was under regular treatment of Asthma . On 14.07.2010, I was diagnosed as having developed cardiac symptoms and was referred for angiography/aqngioplasty at Abdur RazzaqueAnsari memorial Hospital(Apollo Hospital group) and was advised medical intervention. Insured as I was by Bajaj Allianz under the Silver Health Scheme, I approached them for obligatory assistance from the time of admission to the said Hospital to the time I was discharged to no avail. I was never diagnosed as cardiac patient prior to 14.07.2010, plea on which the Bajaj Allianz rejected my claim. I have medical record of last 3 years to corroborate this. Because of unprofessional approach of the Insurer, I was forced to overstay in the Hospital and my kin had to run from pillar to post to arrange the money for payment of the bills of the Hospital and my consequent discharge caused me and my kin great humiliation and torment as also putting my life to jeopardy. I have also registered my complaint with the IRDA on 02.08.2010. In reply to the legal notice served by my Lawyer, Bajaj Allianz has negated all the facts; even large number of talk time on their helpline and with their executive which can be cross checked from the mobile bill, I have with me. They even allege that Apollo Hospital has not cooperated with them knowing fully well that documents faxed by the Hospital is an irrefutable evidence and that Apollo Hospital is in Bajaj recommended list of hospitals with whom they are in liaison. Most surprisingly, they conducted medical examination including ECG and had taken contact details of my attending Physician to assess any pre-existing disease prior to issuing the policy but relied on a threadbare comment of the cardiologist who advised hospitalization that I might be having cardiac history, on 14.07.10. I am a senior citizen who is capable of fighting such injustice and fraud.What would be happening to persons who do no survive or do not have the knowledge or strength to fight or do not have knowledgeable people to help. Such people may be too many; may be 99%. In other words these Insurance companies are not helping the patients but squeezing hard earned money like Shylock.Somebody must check how much they are earning from health insurance. Prakash Narin Singh Mon, 13 Sep 2010 10:54:33 http://www.clientcomplain.com/HDFC_Insurance_P_Ltd-Complains-7394-SC.html HDFCSLIC has ignored my letter of written request, that I gave to it a few months back regarding giving policy benefits, and also didn't took any action and reqd. step against my request letter. Apart from this, the co. has also misguided me in choosing to buy their policies by reporting me a low basic sum assured in the policy details document, which the co. has neither explained to me by detailed calculation nor have corrected the error. Sandeep Naha Tue, 07 Sep 2010 15:51:20 http://www.clientcomplain.com/Mediclaim_Insurance_policy_of_National_Insurance_Co_Ltd_MI_Road_Jaipur_Raj-Complains-6783-SC.html Anil Kumar Chaturvedi Pudumjee Pulp And Paper Mills Ltd Thergaon, Dutta Nagar, Pune-411033 M : 09881907903 ac777777@gmail.com 17/1011 Date: 24.08.2010 The Zonal Manager National Insurance Co. Ltd. 2nd Floor, Ambedkar Circle, Bhawani Singh Road JAIPUR-302005 {Raj} Ref. Policy No. 370110/48/08/8500000800 & 370100/48/08/8500002459 Re: NON RECEIPT OF Claim for Medical Expenses for Medical Treatment of Ms. Shubhangi Chaturvedi & non receipt of Health cards, Policy Documents and money receipts. Dear Sir, Please accept my regards. As directed BY branch I filed claim with all required enclosures for processing the same at the earliest to M/s Alankit Health Care on 09.02.2010. The intimation of status of the claim was sent to Branch vide letter dated 31.03.2010. Since then I received two letters from Alankit Health Care for submission of Original Discharge certificate which was submitted earlier and the same original can not be submitted more than once. This is the first claim which was lodged in 6 years and that too was being lingered on frivolous ground. We are wasting our time and energy both as all the Original documents which were submitted can not be made Original available again. Six months have expired and no intimation of any kind, what to talk about the claim. The Mediclaim policies bearing no 370110/48/08/8500000800 {renewed in Nov.09} 370100/48/08/8500002459 {renewed in March, 2010 } not received till date. Money receipt & Health cards were also not provided. I don’t know the policy numbers also and can not understand in absence of any documents or cards whether we are covered by Insurance or not. This is our National Character and work culture. If no policies are issued , please ask BM to refund premiums collected on policies renewals. Details of the previous policies: From National Insurance Sl. no Mediclaim Policy no SA 01 350601/48/05/8500000645 300,000 19.03.07 Shubhangi + 02 350601/48/05/8500000822 300,000 19.03.08 Shubhangi + 03 370100/48/06/8500001694 150,000 28.11.07 Shubhangi + 04 370100/48/07/8500003075 250,000 19.03.09 Shubhangi + 05 370100/48/07/8500001742 150,000 28.11.08 Shubhangi + 06 370110//48/08/8500000800 150,000 28.11.09 Shubhangi + 07 370100/48/08/8500002459 250,000 19.03.10 Shubhangi + 08 370110//48/08/8500000 150,000 28.11.10 Shubhangi + Thanks & regards, Yours truly, Anil Kumar Chaturvedi Contact nos: 02030613333, 02065101277, 02030613420 cc The Divisional Manager, National Insurance Co. Ltd. DO no1, MI Road, JAIPUR anilkumar Chaturvedi Thu, 26 Aug 2010 16:32:58 http://www.clientcomplain.com/GREEN_VIEW_Hospital_Bangalore-Complains-6215-SC.html the worst Hospital i have seen in my life. they are for animal slaughtering not for anything to health or life. Last week my 8yr old son fell down in his school(Lawrence School, HSR Layout, Bangalore) Replay Video Return to Video x x and he got a small injury in his chin. the school authority took them there and for putting a 3 minor switch they took Rs.5400!!!!! Consultant Charges for Dr. G.R.Reddy (FRCS) Surgeon is Rs.2000 and for Dr. Prabhu Shankar (Aneas) is Rs.1250!!!!And he had taken for General Aneshetia. i have not seen any of the specialist docters in India taking this fees.I am shocked!!!!unforutunately i was not there and they misinformed my wife and i lost all the money.if you want dye yourself of debt you can visit this hospita. if anyone know the better way to escalate this please help me. They should start a Five Star Brothel than this gopikrishnan Sun, 15 Aug 2010 13:29:02 http://www.clientcomplain.com/birla_sun_life_insurance_company_limited-Complains-6065-SC.html I had taken a policy for my minor son Ronit wide policy no. 000911303 and had paid a premium of Rs. 1.00 lac on 12.03.2007. However, I did not continue with the policy as I found that the agent had made a fool out of me, as the company was deducting 65-70 % during the initial years. Last year I was told that I will get the net NAV value after completion of 3 years i.e. after 12.03.2010. However, when I checked today, first I was told that the fund value as on today is Rs. 33, 719.00 and this amount would be payable to me. But after 5 minutes I was told that nothing is payable to me as the co. has deducted all the amount on account of various charges. The co. has already deducted a huge amount, which is also illegal and on top of that, now they do not want to pay anything. It is requested that full amount with interest may be refunded to me. Hemant Gupta Fri, 13 Aug 2010 17:39:07 http://www.clientcomplain.com/TATAAIG-Complains-5843-SC.html I recieved call from TATA-AIG health issurance for crtical disiaese.Understanding the policy I am ready to bought for My parents 1. Kailshchadra agrawal 2. Asha Agrawal As per their discription of policy it cost around 12241 RS for both my mother and father. I Said yes its ok.For that they guide me that u got verfication call s and u got 2 No which u have to use for money transfer throgh Creditcard deduction. But u donot bothered aboth money its only single deduction of RS 12241. i have to register compalint agianst Tata AiG beacuse the amount of Rs 24482 is deducted from my crdit card account by froud means . Also when I received message from ICICI crdit card for amount of 24000.I call to TATA aig and tell them to cancel out all my policies because it is not as per committment from u. I got reply that u r money is not blocked and not deposited in our account.if u r not interesed u will get money Back. But the issued is I recived my credit card bill and i have to pay 24482 amonut . But still it not deposited in my account back. Also if it is not depaosited before due dateI have to pay fine also. So i request U to please file my complaint in u Froum against TATA AIG for my money with fine and reply for the same . thanks With regards Govind Agrawal 931342478 8800322986 GOVIND KAILASH CHANDRA AGRAWAL Tue, 10 Aug 2010 11:04:06 http://www.clientcomplain.com/Mediclaim_Raksha_TPA_National_Insurance-Complains-5470-SC.html I have submitted the claim paper Raksha TPA under policy No : 250700/48/09/8500010258 vide their claim No : 58210112157 for remburshment but the TPA is neither responding non settle the claim since five months. They are not replying my letter or not sent any letter about the status of the claim submitted for hospitalisation of my daughter kushaboo of 7 years under above policy of national Insurance company Raksha TPA officers are only warming the chairs and looking only the claims of corporates. Bharat C. Naagar Wed, 04 Aug 2010 18:14:28 http://www.clientcomplain.com/Reliance_Family_health_plan_limited-Complains-5066-SC.html Last year below claim 25000/- for 2nd birth rejected UHID : RGIC.0000553064 Name: Saraswati Das Age : 32 Years Policy No : 2404392812100002 Policy Period:20 Jul 2009 To 03 Apr 2010 Group :Electrosteel Integrated Ltd This year below claim 8000/- for family planning operation rejected Claim Status : Rejected Claim ID is : 37940/1 Patient Details Patient Name Saraswati Das Main Mem Name Sushanta S Das Uhid No 498511 Main Uhid No 498508 Age 32 Organisation Electrosteel Integrated Ltd Relation Wife Branch Electrosteel Integrated Ltd Claim Details Hospital Name Surgy Centre Maternity Cum Nursing Home Admission Date 02 Jul 2010 Address Dhanbad Discharge Date 03 Jul 2010 Diagnosis laparoscopy. Claim recieved Date 23 Jul 2010 Claimed Amount 8014 Claim Type MR Settled Amount 0 Settled Date Reason (a) Maternity benefit after 2 living children is not covered as per norms of the policy. Hence we regret to inform that your claim is repudiated under clause 5.15 (C). (b) Sterilisation & Voluntary MTP is also not covered. Cheque Details Cheque No Cheque Date Cheque Amount 0 Payee Name Bank Name Address Service Name Billed Amount Sanctioned Amount Disallowd Reason Room Rent Related 8014 0 When I demanded the list of clauses for rejection they refuses to give. Sushant S Das Sat, 31 Jul 2010 11:37:00 http://www.clientcomplain.com/life_insurence_corporation_of_india_jeewan_anand_policy_bond_papers_and_others_docume-Complains-3966-SC.html Sir, It is requested that I am consumer jeevan anand policy through Netra Pal Sharma Insurance Consultant for Branch 123 G-1 model town iii Ring Road Delhi and first premium was also deposit on dt 11/01/2010 at 14.37 pm for policy Number 124969309 but bond paper and other documents was not sent to my Address. So kindly requested to you please sent bond paper and other documents in my above address Address. Ganga Ram Yadav E-146A Rajeev Nagar Begam Pur Delhi Pin No. 110086 Ph. No. 9868345778 & 9716533398 Email. ID yadavabhishek278@gmail.com abhishek yadav Sun, 18 Jul 2010 09:31:58 http://www.clientcomplain.com/EMADITEK_SOLUTIONS_LIMITED_TPA_UNITED_INDIA_INSURANCE_LTD_MADICLAM-Complains-3873-SC.html i am policy holder last one year e-maditek solutions ltd.... TPA united india insurance ltd. .After one year i want to be continue my policy when i call madiclam compnay all phone no are closed finaly i am went madiclam office it already closed..........no one give me anwser whos risponsibal all this.....i need your help.....please help me My policy ENSL-UI-IHP2-06724840 NAME -AJIT SINGH YADAV POLICY NO.-23 MAY 2009-22 MAY 2010 My policy ENSL-UI-IHP2-06724841 NAME -ANJU YADAV POLICY NO.-23 MAY 2009-22 MAY 2010 pankaj Fri, 16 Jul 2010 16:15:50 http://www.clientcomplain.com/Safeway_TPA_Services_Pvt_Ltd-Complains-3868-SC.html Dear Sir, My Husband was Employee of M/s Thelsha Technical services Pvt. Ltd. from 18th January 2008 to 30th September 2009.From 1st October 2009 AMETEK Instruments India Pvt. Ltd was overtake this company & Now he has been employee of AMETEK Instruments India Pvt. Ltd. This company is given us Insurance Card to cover Major Medical Expenses. My first pregnancy was detected in June 2008. After Completion of seven month & a week due to High Blood Pressure and High urine infection pregnancy was terminate through premature normal delivery. Baby was died in uterus. This was happened on 5-6th December 2008. I had not conceived second time pregnancy after completion of six month so I had started treatment of Follicular study from June 2009 under another gynecology. In February 2010 doctor suggested to go for laparoscopy she has doubt if any blockage vain connected with uterus. On 5th April 2010 laparoscopy was done. Doctor had conformed about her doubt that any major blockage in uterus. Before we go through laparoscopy My husband Mr. Himanshu Pandya had contacted to Safeway TPA on 2nd April 2010 on their landline phone number to do confirm whether we can claim all this medical expenses under our Mediclaim policy. They had asked about all this and after confirming this matter they had issued new Claim ID to us. We send all original medical documents on 9th April 2010 through courier. Four days latter they send us rejection letter that this medical treatment was not covered under our Insurance policy. so they were not able to pay this medical expenses. Why they did tell yes at the time of inquiry?. After received the rejection letter we were requesting to send back all original medical documents they didn’t reply properly on phone and also email. We send reminder constant through mail They demanded that send your request in written(hard copy) & courier doc no. We also wrote a letter & send them. We send mail on 24th April 2010 & they send reply to us 17th May 2010.Due to massive fire in their office on 26/4/2010 they were not able to return back our medical documents.& They gave the reason that the hospital was non networking hospital wth Safeway TPA. plz guide us in this matter. We are attaching all mail which we send to them. Hiral Pandya Vadodara Gujarat 0265-2250202/ Mob 09998929563 Hiral Himanhsu Pandya Fri, 16 Jul 2010 15:20:43 http://www.clientcomplain.com/wwwdhiiin-Complains-3216-SC.html dear sir, i smrnawaz was working in www.dhii.in i was appointed on 28may-2010 and i started working from 01-june-2010 I worked for one month and on 5-july-2010 exactly after one month they terminate me with out prior notice or warning. without my one month salary. i want to get my salary and i want to suit them . so that others may not suffer like how i suffered. please give mail me the details as soon as possible.I will be thankful to you. smrnawaz Tue, 06 Jul 2010 00:20:54 http://www.clientcomplain.com/NATIONAL_INSURANCE_COMPANY_LTD-Complains-3140-SC.html A CLAIM WAS LOGDED FOR PAYMENT OF MEDICAL EXPENSES INCURRED FOR TREATMENT OF MY DAUGHTER SHUBHANGI CHATURVEDI UNDER POLICY NO. 370110/48/08/8500000800 FOR RS. 24477.50 ALONGWITH ALL RELATED BILLS , BUT SIX MONTHS HAVE PASSED, NO CORRESPONDENCE , NO RESPONSE, AND NO PAYMENT. THE TPA AND INSURANCE CO BOTH ARE SILENT. ON RENEWAL OF POLICY THE PAYMENT IS MADE, BUR TILL DATE NO HEALTH CARDS, NO POLICY, NO RECEIPT ALTHOUGH ALL CHEQUES WERE CLEARED FROM MY BANK IN TIME. PLEASE ARRANGE ALL POLICIES, HEALTH CARDS AND CHEQUE FOR CLaim filed. anil kumar chaturvedi Sun, 04 Jul 2010 13:03:07 http://www.clientcomplain.com/health-Complains-2976-SC.html respected. sir i m living in dhanwantari nagar(rajendra nagar), we are facing drainage water problem, this drainage water is accumulated in front of over houses, it may be damage over health, it may cos malariya dengu etc any other problem. pls solve over problem. dr.shitija neve c-1 aditi lane dhanwantari nagar opp yadaw guest house indore.45201 dr.shitija c. neve Thu, 01 Jul 2010 21:04:22 http://www.clientcomplain.com/emeditek_tpaservices_ltd-Complains-2749-SC.html Myself Anand Ladha, a mediclaim policy holder for my family from Instant Helathcare Private Limited issued by United India Insurance from last four years.emeditek is tpa service provider. The Details of TPA ID is as follows: Anand Ladha:6901081 Sonal Ladha:6901082 I Requested for remiburement of claim of my wife for pregnancy.My Wife got discharged from hospital on 22.05.2010 and reimburement claim was filled with Emediek on 28.05.2010.The claim Ref NO. is 15807437 in name of Ms. Sonal Ladha On 10.06.2010 i recieved a letter for submission of some additional papers like photo ID proof and USG report which was submitted by me on 12.06.2010 to your office at GUrgaon. From that date till now i am calling emeditek customer care,toll free no,either they don't pick up the phone even after calling 100 times or disconnect the phone when i request for claim reimburement status.I even send the SMS as given in their website but no response for that also. I am not knowing my claim status and my reimburement has not been made till date even after considerable lapse of time. I request you to kindly intervene so that the whole process is more simple for aam aadmi. anandladha Mon, 28 Jun 2010 22:21:35 http://www.clientcomplain.com/HDFC_BANK__HDFC_SLIC-Complains-2083-SC.html I “ RAJEEV KAPOOR” have three policies of HDFC standard life details are as below S.No Name of the Policy Holder Policy No. Amount Policy Name Company Name Commencement of Policy 01. RAJEEV KAPOOR 13226903 Rs 2,00,000.00 HDFC SAP HDFC SLIC 27.10.2009 02. GEETA KAPOOR 13274717 Rs 1,00,000.00 HDFC SAP HDFC SLIC 20.11.2009 03. RAJEEV KAPOOR 13409772 Rs 1,50,000.00 HDFC SAP HDFC SLIC 22.01.2010 All these policies are sold to me by HDFC Bank ,as I am the preferred customer of Saharanpur Branch Relation ship manager approached me for some investment .In Oct 2009 I plan to invest some money but only for short term for a period of 2 years & same was invested for my daughter's marriage after 2 years .HDFC officials told to invest with them & I clearly explain my investment motto to them they get one form signed from me & I handed over sum of Rs 2,00,000.00 .After 10 days I called them for my investment details but they asked for some time .They again visited me in the month of Nov 2009 & explained me that my investment has been clearly processed and soon I would be able to get the investment details .They also asked for fresh investment with their confidence I once again handed over a sum of Rs 1,00,000.00 to be invested in the name of my wife After 10 days I receive two policy papers on my name & my wife I was really shocked to see they have fooled me I immediately walked to the branch & asked them refund of my amount as soon as possible I don't want this policy for me & my wife then the Branch Manager assured to refund the amount & took cancellation request from me . I was very much disturbed by that foolish game but had some confidence on Branch Manager words. I gave them follow up calls for refund & the Branch manager assured that the refund will take around one month . On Jan 2010 Branch Manager approached me & convinced me to convert the plan to a single pay plan but the premium will be on a higher side ,so I had no option but to give them Rs 1,50,000.00 for a single pay plan for one year .Now I was under impression that my previous polices are can celled and soon I will get the new documents of Rs 4,50,000.00 lakhs for single pay plan for one year which was assured by B.M, but to my surprise didn't receive policy documents this time ,I again called B.M but once again the same repeated statement “ It will take time don't worry we are here to help u “ was made. With my regular follow up I unable to get anything out of them ,finally I visited their branch & trashed them badly ,i also contacted their higher officials but no response .So I cleverly asked my policy documents by giving them trust that I will continue all the policies so they handed over the policies papers at a torn condition ,some papers are missing also with the same I got the third policy papers of same plan ,how disgusting they fooled me as soon as I got the policies documents I loged a complaint on 3 May 2010 for two policies & 12 May 2010 at their HDFC SLIC office directly . Now when I received SMS & service call I was in a happy mode that my case has been under process & might I got justice but on 03 June 2010 I received all my policy documents back with letter from HDFC SLIC redressal officer that they are unable to cancel the policy as according to their findings it is not the case of mis selling . I feel I am trapped ,the bank people not ready to listen and I am not the single trap this is common practice at saharanpur branch as several other person are approaching with the fraud or mis selling cases . I feel helpless Rs 4,50,000.00 is not a small amount which I think I saved for my daughter's marriage .i am very much mentally disturbed with this fraud done by India's one of the best bank & insurance company. I am not ready to loose my amount like that one of my closed dear friend advice me to take our help of Insurance Ombudsman .I request u to understand my position & relive me from this mental harassment . I believe that I have lend over Rs 4,50,000.00 to HDFC Bank & bank has become defaulter for not paying the same . Regards RAJEEV KAPOOR ½ Hari Kripa Building Avas Vikas Colony Opp Mohan Pandey nursing home Saharanpur U.P -247001 Mob : 98370 58827 RAJEEV KAPOOR Mon, 14 Jun 2010 23:09:02 http://www.clientcomplain.com/Reliance_General_insurace-Complains-1336-SC.html Dear Sir, Ihave taken health Policy No.1415792825000167 from Reliance General Insurance As Rs.4000/- for 3 Lacks Cover and i was renewing policy from 3 years with out any claim this time they have sent renewal notice for Rs.30,000.00 (Rupes. Thirty thousand Only.) On enquiring they booked coplaint No.125251 on 15-05-10 but no reply alreaready this people cheat the public. if they not renew my policy let them refund the my amount 3 years paid along with penlty and intrst Apox.Rs.50000.00 (Rs. Fifty thousand Only) OR renew Policy as per earlier. Please take action and inform Us. thanking you, B.Jawaharlal Ranka Sat, 29 May 2010 17:18:38 http://www.clientcomplain.com/ICICI_Prudential_Life_Insurance-Complains-529-SC.html Dear Sir/Madam I Have Not Received My Insurance Claim Form ICICI Prudential As par There Committed Date Now its going to be three month form the Committed date I have not received my claim and ware not ready to listen any thing regarding this Where As I Have Come To Know That My Claim Is Ready With them I do not Why They Are Not Giving It To Me please help me out Thanks Regards Meenu Chhabra & Ramesh Chhabra 9217109000, 9592309000 Meenu Chhabra Thu, 13 May 2010 19:33:15 http://www.clientcomplain.com/new_india_assurance-Complains-224-SC.html hello, mera naam suresh t vasani hai maine new india assurance se ek mediclaim liya tha 4 year pahle .. uske 1 ya 2 saal ke bad maine claim kiya tha our wo mughe mil gaya tha uske bad abhi maine 2009 me fir se claim kiya jise unhone rejected kar diya reason ye diya ki mere doctor ne sugar ka problem mediclaim lene se pahle ka likh diya hai jo ki galat hai iske bad doctor meri koi help nahi kar raha hai or new india..... ka b koi possitive responce nahi hai aap meri help kare mai bahut pareshan hu.... thank you 9925059159 0265 2418682 9879350200 suresh t vasani Sun, 09 May 2010 22:30:54