complaint register form forum complaints letter customer mortage loan online business systems do not call list airtel hutch hp gas airtel hutch vodafone icici http://www.clientcomplain.com Copyright 2010 Clients Complain clientcomplain.com/rss/ en Thu, 24 May 2012 01:00:11 Thu, 24 May 2012 01:00:11 http://www.clientcomplain.com/auto_loan-Complains-22227-SC.html Respected Sir This is for your kind information my car agreement no. 17182175 (car Loan) in favour of Hari Sharan puri, we have check & found my 21st instalment ( rs. 3793 not clear from by bank accounts you are requested to please check & present my cheque ch.821401 HARI SHARAN PURI Wed, 23 May 2012 12:11:03 http://www.clientcomplain.com/shriram_city_finanace_ltd-Complains-22173-SC.html they wont answer properly,they fail to intimate about the raise of the rate of interest.for ever they raise intrest rate at every month xxxxxxx Sat, 19 May 2012 17:22:02 http://www.clientcomplain.com/2WHEELER_LOAN_OF_HERO_HONDA_SPLENDER-Complains-22093-SC.html RESPECTED SIR...I AM V.S.V.S.DUTTA FROM VISAKHAPATNAM.HAVING 2WHEELER LOAN FROM 05-09-2011 BY HDFC BANK.MY ACCOUNT LOAN NUMBER IS 19324123.AT THE TIME OF TAKING LOAN,I HAVE SUBMITTED 4NOS POST DATED SBI CHEQUES, TO HDFC BANK. EVERY MONTH CLEARING DATE IS 05TH.BUT ON EVERY MONTH CHEQUE IS NOT CLEARING PROPERLY EVEN FUNDS ARE MORE THEN SUFFICIENT IN MY SBI ACCOUNT& MY MONTHLY INSTALLMENT AMOUNT IS 1666/-.NOW IAM PAYING MONTHLY INSTALLMENT THROUGH HDFC AGENT.LOTS OF TIME I RANGUP TO HDFC COUSTMER CARE,THERE ARE TELLING ECS PROBLEM FROM SBI.AND THERE ARE COLLECTING CHEQUE BOUNCE CHARGES ALSO FROM MY ACCOUNT.FINALLY IAM ASKING..WHAT IS THE USE OF MY GIVEN POST DATED CHEQUES WHEN THE HDFC BANK NOT COLLECTING PROPERLY THROUGH ECS FOR MY 2WHEELER LOAN MONTHLY INSTALLMENT. v.sri vishnu siva dutta Mon, 14 May 2012 01:25:03 http://www.clientcomplain.com/BAJAJ_FINANCE_PERSONAL_LOAN-Complains-21741-SC.html I am seaking very dangerous threat from Chhail Bihari ( Collection Manager of Bajaj Finance ) I am saying my serious economic problem and promise to pay after June month but he is not response me and threating in various mode as I will come to home with police , collect money by force , etc.. Sir/Madam I am in very hazard economic problem as my previous concern has been closed absolutely and also my father getting dangerous ill paralysis so in this condition I am not in condition to pay Bajaj Finance upto June but they are not listen my sush condition so pl. consider my sush dangerous economic problem and same way control Bajaj Finance and give me relaxation from Bajaj Finance , Sir/Madam I will not forget your help in my life My Particular :- 1- Name – Santosh Kumar Sharma 2- Father’s Name- Shri Ram Prasad Sharma Agreement No. : 4190PL00017352 Repayment Mode : ECS Type Of Loan : CROSS SELL PERSONAL LOAN Gross Tenor In Months : 36 Loan Status : Active Net Tenor In Months : 36 Status As On : 16/04/2012 Balance Tenor In Months : 22 Repayment Frequency : Monthly EMI Amount : 1,410.00 Loan Amount. : 29,000.00 EMI Start Date : 05/03/2011 Disburse Amount : 26,035.00 EMI End Date : 05/02/2014 3- Thanks and regard Santosh Kumar Sharma 161/165 , Sector-16 , Pratap Nagar Sanganer ( Jaipur) , Rajasthan – 302033 Mobile No. 9785266755 SANTOSH KUMAR SHARMA Mon, 16 Apr 2012 14:15:54 http://www.clientcomplain.com/h_d_f_c_bank_ltd-Complains-21373-SC.html Dear sir Sub: not remove name in cibil Ref: Loan Account NO.14085177 My name is piyush kariya resident of porbandar i taken personal loan from h d f c Bank for my personl purpose and they had given loan on the basis of my salary a/c good banking transactions so i closure my loan on date 2/03/2010 but till nor remove my name in cibil report and list so plz sir .remove my name on urgently basis so many times i am requesting the bankers but they are behaving like that only Please i need help from higher official in matter that i want resovle as soon as possible otherwise i have no another way to sale my organ kindny or to hang my self thanks & regards piyush kariya mob 9727874777 piyush naranbhai kariya Fri, 16 Mar 2012 23:05:17 http://www.clientcomplain.com/home_loan-Complains-21350-SC.html Dear Sir, I WISH TO ASK FOR THE ORIGINAL TAX CERTIFICATE AGAINST MY HOME LOAN NO 42635802 FOR THE YEAR 2011-2012 Ram Chintan Upadhyaya Tue, 13 Mar 2012 16:05:14 http://www.clientcomplain.com/car_loan-Complains-21311-SC.html Sir, I applied for Car Loan on 3 February, 2012 and submitted necessary documents and photos of Self & my son-in-law. The application was submitted in HDFC Bank,Lokamaleswarm, Kodungallur Branch. I am an Ex-Serviceman, Senior Citizen and defence Pensioner with a monthly Pension of Rs.21,820/- (Rupees Twentyone thousand eight hundred twenty only).Six months Bank Statement of self and Salary details of my son-in-law (monthly salary of more than Rs.40,000/-)was also submitted. After 2 to 3 days I got a telephone call from HDFC, Car Loan section of Thrissur and informed me that my son-in-law cannot stand as Surety as he is not blood relation , hence my son or daughter should be surety as per your bank rules. Mt daughter who is Principal in Bhavans Gandhi Vidyasram, Kodaikanal stood surety who signed in the application form along with her photo and SIX months Bank statement showing proof of her monthly income and a certificate showing that she is staying in the Principal,s Quarters provided by Management in the school campus being Residential School were sent to them by speed post on 15th Feb 2012. I have confirmed the receipt of speed post by HDFC Bank, Car loan Section on 21 Feb 2012. I was told by Car Loan section that the application is under processing and will be ready within 3 to 4 days. I was also informed that I will get 80% of the show room price. ` I have paid advance to Saipoint cars dealer,Goa Rs.50,000/- (Rupees Fifty Thousand only) on 3 Feb 12 for purchase of Maruthi Suzuki Swift Dezire car the receipt was also submitted to your Bank along with the application. I have been following up with the car loan section of HDFC Bank Thrissur with the concerned Executive who gives me reply stating that it is under processing and will be ready soon. As I was getting phone calls from my dealer stating that the vehicle is ready and should collect soon, I used to follow up with car loan section of HDFC branch with the concerned executive (Mr Mathews) who informs the sanction is yet to come. Today I received a phone call from Car Loan section at about 2.30 P.M(7 Mar 2012) and Mr.Sanoop asked that my daughters this month,s salary details is to be submitted immediately to process the car loan application. When I told him , SIX months salary details are submitted along with the application , he says that this is also required. I asked him to connect me to Exective Mr Mathews. Though he told me to hold on, after a few minutes he said Mr Mathews will call me back later. After few minutes Mr Mathews did call me back and told about the position of loan application and 60% will be the sanction amount though I was told earlier that 80% will be maximum I can get. HE ALSO SAID MY DAUGHTER,S SALARY DETAILS OF THIS MONTH ALSO IS REQUIRED.My daughter is working in Kodaikanal and is not possible to get it immediately which will add to further delay. Sir, my daughter,s monthly salary is Rs.54,000/- (Rupees Fifty Four Thousand only) who stands Surety to me. I am getting monthly Pension of Rs.21,820/-. I am the applicant for loan. Do you mean that I should not be granted at least 80% of the showroom price of the car. Can you justify this long delay of more than ONE month. Hence I have decided not to avail car loan from your Bank. I have already told Mr Mathews that I do not wish to avail car loan from HDFC Bank as I experienced worst treatment from your Bank. This complaint to you is only to enlighten you about the customers plight. Hope you will enquire into it and take necessary action. Hoping to get a reply from you. With regards, MP Sukumaran Nair M P Sukumaran Nair Wed, 07 Mar 2012 19:56:50 http://www.clientcomplain.com/Emi_filled_staement_for_income_Tax-Complains-21284-SC.html send my emi statement through e-mail I M Vanyalolu Fri, 02 Mar 2012 14:50:16 http://www.clientcomplain.com/LIC_HFL_GRIHA_PRAKASH-Complains-20670-SC.html My loan account number is 110200000261. I have taken loan from LIC HFL under Griha Prakash scheme. My loan disbursed in July. Though I have given 24 PDCs and timely amount of EMI had been debited periodically still I got one call from Lucknow Recovery Office of Mr Jay Kumar saying you are defaulter and immediately come to office and deposite pending amount. I was out of station and cancelled my very inportant meetings and visited lucknow lic hfl recovery office and finally Mr Jay Kumar told to repay Rs 357 as Balance of Principal. When I asked why is this additionally imposed on me while I am continuously paying my EMIs the behaviour of Mr Jai Kumar was not good and he could not clear me and move me here and there to this window and that window in the office. I activated ECS and submitted form at LIC HFL Office opposite Sahara Shopping Mall, So futher I reqeust to activate ECS and debit EMIs via ECS. Manish Kumar Tiwari Mon, 12 Dec 2011 13:30:03 http://www.clientcomplain.com/Gemoney-Complains-20610-SC.html sir i was employee of your company in 2007-08 at allahabad. my employee code is 205/802. i not got my pf amt pls suggess me what can i do for get my pf amt Thanks & Regard Shailendra Sharma 09634380950 shailendra sharma Thu, 01 Dec 2011 01:53:55 http://www.clientcomplain.com/SMS-Complains-20589-SC.html I HAVE RECEIVED AN SMS FROM BX-CBSSBI WHICH SAYS THAT A PDC/ECS/SI OF Rs 9813.00 ON A/C XXXXX382691 IS DUE ON 30112011. tHIS IS NOT MY ACCOUNT NUMBER AND i HAVE NO PAYMENT OF Rs 9813.00 TO MAKE TO SBI. PLEASE LOOK INTO IT. SOME FRAUDSTERS ARE TRYING TO PLAY MISCHIEF. PLEASE GIVE A QUICK FEEDBACK ON MY ABOVE MOBILE NUMBER. REGARDS. PRASAD LELE Prasad Kishor Lele Sun, 27 Nov 2011 19:45:48 http://www.clientcomplain.com/ICICI_BANK_LTD-Complains-20527-SC.html From ANIL CHADALAVADA (ADVOCATE) Door No.10-6-14, Behind Puskar Tailors, Ramnagar Bazaar Road, Visakhapatnam-530 002 Andhra Pradesh Voice 0891-2525999, Mobile 09908699666 Office Address Anil Chadalavada C/o M/s. Steel City Securities Ltd., Door No. 49-52-5/4, Shanthipuram, Visakhapatnam-530 016 Andhra Pradesh To The Manager (Personal Loan Department) ICICI Bank Ltd., M U M B A I Dear Sir, Sub: - Refund of Excess payment in Personal Loan regarding. Deficiency in Services through ICICI Bank Personal Loan excess payment refund related issues. I am one of the sincere and honest customers of ICICI Bank. I had taken personal loan on credit card privilege for an amount of Rs.30,000/- and cleared the loan and paid excess amount of Rs.1,544.59/- on PL Card No.9401 2702 0665 4001. For which I had informed to customer care centre in the month of October 19th 2011. As I made my payment through funds transfer through Axis Bank Net Banking service for which the Customer care officer asked me to obtain bank statement and fax it to Mumbai office and gave me a SR. No.194250527 for which I did it immediately. I received SMS on my registered mobile no 9908699666 stating that Dear customer Your SR194250527 has been processed on 25/10/2011 you will receive the draft within 10 working days but it is in vain. Mean while I had contacted several times they gave me lame excuses and wrong courier services address/contact no’s and dispatch details for which I am seriously offended. (Your can retrieve our conversation through your IVR system at your end to know the facts and have your appraisal for quality and Monitoring purposes). Right now I am fed up with your lame excuses if I don’t receive the above said demand draft with in 2 days from now I will proceed legally in consumer forum at Visakhapatnam. Yours truly, Anil Chadalavada 21/11/2011 ANIL CHADALAVADA Mon, 21 Nov 2011 07:32:40 http://www.clientcomplain.com/car_lone-Complains-20509-SC.html car lone noc not recived rahul khati Thu, 17 Nov 2011 19:23:55 http://www.clientcomplain.com/bsnl_wll_phone_bill-Complains-20464-SC.html i am not receiving my telephone bill for the past three four months the telephone is in my wifes name the telephone number is 2156598 of Alappuzha kerala circle vinod D Thu, 10 Nov 2011 09:55:30 http://www.clientcomplain.com/QSA-Complains-20427-SC.html qsa not recd before 3 years NAIK PRAKASH CHANDRA Thu, 03 Nov 2011 22:09:11 http://www.clientcomplain.com/State_Bank_Of_India-Complains-20351-SC.html Respected Sir, I received your messege on my a/c no. xxxx334601 for refund of my home loan. But my home loan is in dispute, on that issue your are not communicating with me but you are sending only messeges to me. You are giving me physical and psychological annoyance. so please stop this messeging and firstly give me answer of my complaint given to SBI BHINGARDEVE LALASAHEB SHIVAJIRAO Fri, 28 Oct 2011 08:18:49 http://www.clientcomplain.com/DHFL_is_totally_frauad_company-Complains-20258-SC.html Hi Frndz! There is request from my side to not go to DHFL for home loan ,firstly there Processing fee is very high ...other than this... they are charging Rs 2000 as stamp duty charge without any money receipt.and also . Prepayment fee is very high is 3% on principal outstanding. Deepak Wed, 19 Oct 2011 01:15:07 http://www.clientcomplain.com/LIC_HOUSING-Complains-20217-SC.html Dear Responsible person Thhis is for kind information that I have take the loan 15.0 lac from LIC HOUSING LOAN, Agra branch, (U.P.) on date 05.07.2011. My Loan A/C No. 110300000055, Apll. No. 1308750.Duing discuusion At initialy with Mr. Tajender Chauradry (branch Manager) and Mr.Ajay Dixit (Team Leader) it was decided that loan fee will be 0.5% because i am working in Cipla which is under CEHL and take one check from me for loan fee but fee charge was deducted from by account 1.0% (15338) with out any discussion and intimation to me. For the same i inform and disscus to Mr.Tajerder Chaudary ( Branch Manager ) & Mr.Ajay Dixit (Team Leader )Agra number of the time. THREE TIMES COMMUNICATE THE PROBLEM BY MAIL BUT NOT GET ANY REPLY. RESPONSE IS VERY POOR . Please help Sanjeev Sharma Cipla Ltd Baddi (HP) Sanjeev Sharma Sun, 16 Oct 2011 07:01:52 http://www.clientcomplain.com/puk_code-Complains-20011-SC.html my name is hiba and my no.8802855931 my no. is blocked please send me puk no. HIBA SHAHID Sat, 01 Oct 2011 15:59:21 http://www.clientcomplain.com/two_wheeler_loan-Complains-19990-SC.html To, The Asstt. General Manager, Reserve Bank of India, Complaints Redressed Cell, Administration Division, Near Gandhi Bridge, Date : 29th Sept., 2011 AHEMEDABAD – 380014 COMPLAINT AGAINST SHRIRAM CITY FINANCE LTD. Dear Sir/Madam, With due respect, I am requesting you, that inspite of my full due payment in time the above company is not closing my loan account and charging extra amount illegally. The details of the case is as under :- I have taken loan from Shriram City Union Finance Ltd., Pune Branch to purchase a TVS scooty pep+. My loan was sanctioned on 31-01-2011 for Rs.30,600/- (Rupees Thirty Thousand Six Hundred only) and EMI of Rs.1,978/- fixed from 07-03-2011 through ECS. I paid the said monthly installments till August,2011 and asked for final amount to close the loan account. But after repeated follow-up on 24th August the company give me statement and on the same day I have given a Cheque of Rs.29000/- (Rupees Twenty Nine Thousand Only) as a Balance amount +Future principal + Broken period Interest+5.00% as prepayment charges, to the company. The person assured me that the after received the payment, your account will be closed as it comes from our Chennai Office. When the cheque was not presented I enquire about the status, the company send me a message on my mobile that the same cheque received by them on 31st August, 2011. The said cheque was paid on 4th and again on 7th September ECS of Rs.1,978/- issued and returned unpaid. As the cheque of Rs.29000/- handed over on 24th and it seems that it was deliberately lying with company’s office. When I approached to company’s office to issue me NOC, the company demands Rs.1000/- , as a ECS returning charges + Interest, and refuse to close my loan account. The approach of company is not cooperative. They don’t care for customer complaint and if the remaining amount demanded not paid, they have all rights to recover. On payment of loan before due date, instead of giving discount the company is charging more amount than regular payments. So please look into the matter and instruct the company to close my account and cancelled all charges, as I already paid Rs.9,890/- as Installments and Rs.29,000/- as a broken interest + prepayment charges and future interest. Thanking you, Yours faithfully, Sd/- (Mrs. Vandana N. Gupte) Folio No.v0266733 Agreement No. :CTWPNCDH 0002089 Mail- nitin_gupte123@yahoo.com Mob No. 9011032170 Encl. :- 1) Statement of Shriram City Union Finance Ltd. Copy to : a) Shriram City Union Finance Ltd. Apte Road, Pune. b) Shriram City Union Finance Ltd. 221, Royapettah High Road, Mylapore, Chennai 600 004 c) Shriram City Union Finance Ltd. 123, Angappa Naicken Street, Chennai. 600 001 d) The President, National Human Rights in Crusade Movement, Maharashtra State. Vandana Nitin Gupte Fri, 30 Sep 2011 20:03:15 http://www.clientcomplain.com/ICICI_BANK_HOME_LOAN-Complains-19962-SC.html Mr Hemant kohli icici home loan banker siting in rohini sec-8 S.D.Tower he is no knowlege how to talk with ladies and old man he always want bribe to everyone sys give me bribe than i 'll close your account he is shameless and worthless person please please action to this msg Regards Common Man Common man Tue, 27 Sep 2011 15:30:31 http://www.clientcomplain.com/SOFT_PVC_DIP_MOULDING_COMPONENTS-Complains-19825-SC.html Ref : 1). Our Loan (Car) Account No. AUR 000 800 231 820 - EMI Rs.7,950/- (Loan Taken on Dated 30-03-2010) 2). Our Loan (Car) Account No. AUR 000 800 231 686 - EMI Rs.15,900/- (Loan Taken on Dated 30-03-2010) RAMAKRISHNA Mon, 19 Sep 2011 18:45:27 http://www.clientcomplain.com/LIC_HFL-Complains-19770-SC.html Dear All, Awaiting for your reply plz reply Dear All, Thanks for faster resolution and proceed my Home Loan request . I also want to thank you Mr.Singh,BM,LicHFL,Pimpri,Pune office for his great help. But one more thing is that why should I bear more and fluctuating intrst rate as i already subbmited doc's to your people time to time and Mr.Anup nair your one of the executive from Pimpri,Punr branch who is now transfer to delhi.He delayed the all process not given any reply to me on time when i ask then he told me query and because of his non coopration why should i bear floating intrest rate as i actually got 9.755 rate fixed for 5 years.and now it's floating that is big loss b'coz of your people please reply to same mail.please change my intrest rate as per old i.e 9.75% fixed for 5 yrs. Do the needful Dear All, This is Tushar Deshmukh I had applied for home loan with you through your Pimpri Chinchwad,Pune,Maharashtra office. applied in the month of Dec 2010 till date not recevied disbursment. This is request to you as you very respected and helpful organisation always.Please do some value to this complaint as i'm very erate from services provided by your agent.can you think to process housing loan it takes more than 7 months still one after one query raised by your people. I had applied for Home loan in the month of Dec 2010 afterr that i got saction letter from you in the month of Feb 2011.Then Mr.Anup Nair your one of executive ask for no. of documents same was provided to him and told that it will take 15 days to process we are waiting for reply but no reply from his side then i called him and he said it will take 2-3 more days after 4-5 days i called him and he said yes all done will call you after 3 days then again i called him after 3 days he not called me.He told me we required new NOC from builder as old NOC provided in the name of LIC Insurance.Then i go to Builder and colllect the same and give back to him for processing then he told me all is OK will take 4-5 days we wait for reply but no responce then i called him after a weeks time he told that please provide bank account statment and cancelled chq. for ECS i'm from Ahmednagar 150 Kilo meter from Pune.And have account at Ahmednagar not at pune earlier i had told him same till requirmwent he not told me that you required account based in pune then I open account at pune it's again take 5 days again i provided necessary docs to him and he told will take weeks time again i wait for 2 weeks sitll no reply then i call him he is out of pune for training so again week wastwe when he came he not even call to me again i called him and he told me yes your cheque is ready i just go to office and call you he not called me again i call him he said your Aggreement have problem do the needful changes it is our mistake so this take 3 weeks to correct then i subbmited again with correction deed in the month of May but still nothing is happen i called him so many times but it's in process.And after 1 and half month he said your file is on hold due to wrong no. on NOC please help me what can i do to process my loan on high priority now your executive Mr.Mahes help me neatly but may be his boss not provided necessary infirmation for same. Please reply and do the needful \within this 7 month when appoved loan rate got as 9.75% fixed for 5 years now same cahnge to your current rate this ios my big loss and also my Builder chared me Intrest more than 3 lacswho will pay me same i will wait for your reply for two days or will go in redressal expect your atmost help as esteemed organisation. Plz reply me as early as possible. Tushar Deshmukh, Press Reporter Mahanagar News Buro 9545450988,9422727709,9028691657,9975522490 tushar deshmukh Sat, 17 Sep 2011 19:00:27 http://www.clientcomplain.com/hdfc_bank-Complains-19496-SC.html This is to inform Bank that please try to train your bank managers how to speak to customers. We are not beggars who are sitting on the roads. I have inquired for the personal loan top-up & Manager who sent Email had called me in this regard. The way he spoke was very rude. When I asked Queries for the loan & told him better I go for New loan with other bank, his reply was very rude.The Call was from Number 080-66634214. If HDFC bank really care about the Customers they will take Necessary Step Mr.Parson Bangalore Parson Z Mon, 29 Aug 2011 14:20:24 http://www.clientcomplain.com/BISHU_SUKLABAIDYA-Complains-19032-SC.html To, The Branch manager ICICI Bank (Jowai Branch) Sub: - For Business Loan against CC Account Sir, I would like to inform you that I Bishu Suklabaidya Proprietor of B.S.B Enterprises CC Account holder of your Bank my account number: CC/ 096005000049 So I request you due to my New Business expansion following loan Amount is required from your Bank Against of my cc account (10 Lacs) So if you consider my above said loan amount than I will full fill all Bank’s Terms & Condition. Please handover said amount as early as possible than I am grateful to you. Thanking you, Yours faithfully, Bishu Suklabaidya Tue, 02 Aug 2011 19:48:36 http://www.clientcomplain.com/BSBENTERPRISES-Complains-19029-SC.html To, The Branch manager State Bank Of India Sub: - For Business Loan against CC Account Sir, I would like to inform you that I Bishu Suklabaidya Proprietor of B.S.B Enterprises CC Account holder of your Bank my account number: CC/ 096005000049 So I request you due to my New Business expansion following loan Amount is required from your Bank Against of my cc account (10 Lacs) So if you consider my above said loan amount than I will full fill all Bank’s Terms & Condition. Please handover said amount as early as possible than I am grateful to you. Thanking you, Your's faithfully, Bishu Suklabaidya Tue, 02 Aug 2011 19:27:43 http://www.clientcomplain.com/housing_loan-Complains-18946-SC.html Sir, Sub: Certain objections raised by the loan issuing authority Home Loans- false notions facts and clarifications Reg. Ref: Home loan application Dated 02/06/2011 Application No: 7112000078 I have been granted home loan with A/c No: 4399 in 1999, further I got another loan for the construction of a part of compound wall with A/c No: 5531. Second loan had been sanctioned without much delay even with a request through phone call, as the installments of the previous loan had been remitted regularly for five years. After that in May 2011, I had applied for another loan for some maintenance works like compound wall etc. As per the instruction of the office, the application had been submitted along with the estimation approved by the engineer and required documents. Hoping the sanction of the loan I had stared the work. The Application was submitted on 2nd June-2011. After 25 Days I had been informed over Phone that my application was rejected, showing the cause that the Loan Installment of Jan-2011 was not remitted in time and made it defaulter. I would like to make it clear the fact which leads to wrong assumption and false notion. Post dated cheques were given for the repayment of loan installments by me. In January, I had been informed that the all of the cheque leaves were presented to the bank from the office of LICHFL and requested me to submit post dated cheques. As it is already 18th of the month and due date is expired I had submitted another cheque bearing the amount of the Jan-2011 and Feb-2011 installment along with late fees with date 10th February 2011. But unfortunately unaware of the date of the cheque, the same was presented to the bank in the last week of January by the LIC HFL Office and it was returned from the bank. The same had been informed to me over phone and immediately I had remitted the amount. I would like to bring to your notice that there is no fault of mine in the entire issue and to inform that the same happened because of communication gap. For your kind perusal, I humbly clarified that it is not fair to punish me for the fault which is not done by me. So I request you to consider my application and sanction me the loan applied for. Hoping for your kind consideration and reviewing the injustice done to me. Thanking Your Sir, Yours Faithfully, K Bhima Sankara Sarma, S.A (Skt),Z P High school, PERURU E G Dt PERURU 19-07-2011 k bhima sankara sarma Thu, 28 Jul 2011 21:09:38 http://www.clientcomplain.com/hdfc_bank-Complains-18887-SC.html please remove name "M N TRAPASIA" frome cibil list. krunal m trapasiya Sun, 24 Jul 2011 14:48:30 http://www.clientcomplain.com/Unitech_LtdFd_1_yr_cumulative-Complains-18884-SC.html Principal amount of Rs. 4.2 lakhs not received even after lapse of 3 weeks of maturity date of 02-07-2011 despite several reminder letters and emails. Jami Meenakshi Sun, 24 Jul 2011 11:52:18 http://www.clientcomplain.com/celio_future_fashion_ltd-Complains-18536-SC.html i had applied for personal loan after few day i got replied it was rejected and reason given was . that i have already applied before 1 month also . and which i havent submited any document to anyone. the staff i have spoken to miss mridula located at j b nagar office . if at all they have found similar document like mine same . i like to see my both the file . cause their are chance off anykind of dicrepancy to happen . either i need a storng reson for rejection . pls get back to me waiting for a positive reply mukesh melveettil bhaskaran Mon, 04 Jul 2011 15:45:16 http://www.clientcomplain.com/Hdfc_bank_personal_and_two_wheler_loan-Complains-18509-SC.html Dear sir, i my self piyush patel having salary account in hdfc bank last 5 years and my wife also have salary ac last 4 years, now i have lots apllied for personal loan and two wheler loan in hdfc bank last 2 years, but they all time rejected my file due reson was low cibil score which was created by bank ,they have offerd me to settle my credit card and i given them 4 cheuqs and clear it in 2008, after lots of request they provide me settlment letter in 2011, and yes there was smell amount 14000 thousand and i get benifit only 2000 in settlement so now my currant salary is 28000 and my wife salary is 15000 thousand even though they rejected my file every time..so why i mantain relation with bank???? if bank can not provide loan in our tough time..why man can build the relation.???????? i am too much disturb from this issue... i hope that give me some solution and needful help from this issue.. so i can manged my life ... Thanks Piyush Patel piyush Sat, 02 Jul 2011 19:21:06 http://www.clientcomplain.com/SBIRACPC-Complains-18476-SC.html Recently I applied for Housing loan with SBI-RACPC, I seems they are never looking at the loan requirements and submitted documents, After keeping my documents for more than a month, at the last moment after the valuation they simply say they cannot consider the pent house are area for loan processing. The Chief Manager of SBI, Anna Salai branch asked me to meet other Charted Engineer for revaluation and spent thousand rupees more for that work from my packet. I understood from the discussion that he himself doesnot aware of much of the process for housing loan. I suggest everyone never go to SBI for loan processing, its obvious the SBI RACPC employees never toward sactioning the loan as quickly as possible, sleepy SBI RACPC workers. jjegannath Thu, 30 Jun 2011 22:44:21 http://www.clientcomplain.com/home_loan-Complains-17803-SC.html Dated : June 8, 2011 To, The Public Grievances Reserve Bank of India. Delhi - Sub : Harassment by Vijaya Bank (Rohini Branch) in Home Loan Account No. 603808351000049 Respected Sir, 1. I have taken home loan on 5th Nov 2009 @ 8% with EMI of Rs. 10,038/- but they have charged interest @ 10% with EMI of Rs. 11,590/- from the date of loan to March 2010, when I complain many times to the General Manager R.O., then Bank Manager assured me they will refund it, but till date I have not received back my extra amount (6,208/-) Charged and deducted by Bank and when I asked from bank manager they not responding to me. 2. Interest for Home Loan should be based on reducing balance method, but Vijay Bank charges Interest as per its own method. They don’t have any particular method & charge amount of interest as per their own wish; I am unable to understand till now what method the Bank has adopted for charging the interest. As per the sanction letter the interest to be charged for first 5 years are as under: Ist Year – 8% IInd & IIIrd year – 9.25% IV-Vth year – 9.50% The bank has charged the following interest in different months:- Months Interest Amount December 2009 9,876/- January 2010 10,178/- February 2010 10,166/- March 2010 9,171/- April 2010 8,107/- May 2010 7,832/- June 2010 8,078/- July 2010 7,805/- August 2010 8,050/- September 2010 8,036/- October 2010 7,762/- November 2010 8,007/- December 2010 8,942/- January 2011 9,224/- February 2011 9,213/- March 2011 8,309/- April 2011 10,115/- May 2011 11,036/- June 2011 11,883/- Again in month of May 2011 EMI deducted Rs. 11,036/- and in month of June 2011 EMI deducted Rs. 11,833/- what is this? As per sanction letter EMI of the 2nd Year should be Rs. 10,957/- What is this? I have send complaints many times to the branch that please rectify your mistake and refund me the excess amount deducted by you, but they don’t do the same. I am hopeless for this matter. Please take necessary action in this regard. The interest should be reduced every month but this is not happening. 3. The bank has charged me every year Rs. 335/- as inspection charges. But nobody has inspection to my home for a single time. I have taken loan on 5th Nov 2009 at that time bank has charged me Rs. 4,000/- as (Title search fees) Rs. 3,000/- valuation charges and Rs. 3,654/- as processing fee. But after 3 month they have charged me Rs. 335/- as inspection charges and again in Feb 2011 they have charged 335/- inspection charges without any inspection. Further they have also charged Rs. 800/- in March 2011 as N.E.C. Charge, and on 2/05/2011 audit charge Rs. 750.00 (I don’t know about that) when I seen my statement I come to know about this charges. The bank never told me about such type of charges. Also they have not told me at the time of sanction of loan. They should have informed to me before charging any extra amount. I am unable to understand that why they are charging again and again zigzag amount? 4. I have not received my Loan schedule till date. I have also written request to RTI also, but they have not provide me the loan amortization schedule in which they are showing monthly EMI, Interest charged, principal payment and outstanding principal balance. You are requested to please provide the same to me. I requested many times by a written Complaints to solve my problem to the branch Manager, Regional Office and their Head Office, (Copy enclosed) but nobody takes it seriously, they just have single reply “Please Wait for few days, the problem will be get automatically solved”. I am already waiting for so long (from December 2009), how much I have to wait more? It’s the extreme limits of Harassment by the bank. I am so depressed by seeing all this, if any mishappening will occur with my life; tell me who will be Responsible? Kindly look into the matter and expedite to resolve. Thanking you Yours faithfully AJIT KUMAR PAUL M - 9811625884 Email : paulajit@yahoo.com Copy to : 1. The General Manger, Vijaya Bank, Regional Office, Delhi. 2. The Branch Manager, Vijaya Bank, Rohini Branch, Delhi 3. The General Manage, Vijaya Bank, Bangalore. 4. The General Manage, Vijaya Bank, Bangalore.(Review & Recovery) 5. The General Manage, Vijaya Bank, Bangalore.(Nodal Officer) Ajit Kumar Paul Thu, 09 Jun 2011 21:24:18 http://www.clientcomplain.com/Induind_bank-Complains-17796-SC.html Hi, Indusind bank in namakkal is very worst bank. There is no proper response for the namakkal indusind bank officers. All officers in namakkal indusind bank are lazy people. They will charge extra amount for anything. please don't go for two wheeler loan in namakkal indusind bank. Rajesh Thu, 09 Jun 2011 14:11:12 http://www.clientcomplain.com/swift_ldi-Complains-17703-SC.html sbh racpc car loan a/c no 31234999152 dt 29/6/10, i want to cut the EMI's duration from 7 years to 5 years and i want to know that how much amount i have to pay before 29/6/11 krishnareddypeta latharani Mon, 06 Jun 2011 13:25:17 http://www.clientcomplain.com/Karvy_Finance_Gold_Loan-Complains-17192-SC.html I had pleadge a gold loan with Karvy Finance,Andheri Branch and they auctioned the gold without intimating me. Will request all to not go to Karvy Fianance for Gold Loan. The Manager there Sandeep M.B is a rude person.The Branch there is pathetic only the Branch Manager provide the details no other person are of any help.Regional Manager Mohit Singh told me that he will help me out but later on he started to not attanding my calls such is a pathetic display by the employee there. The contact no of there office is incorrect the toll free no is also not correct.I think they themself buy the gold hence they doesn't provide auction details but they will ask you the losses which had happened due to auction such is the service of Karvy Finance. girish salian Thu, 26 May 2011 19:03:40 http://www.clientcomplain.com/Lic_housing_finance_housing_loan-Complains-17179-SC.html I, Jitendra kumar have applied housing loan for Rs1450000/-from Lic housing finance Ltd,Kharghar on dtd.4.4.2011.My A/c No.is 610600170 and File No.641922.I was issued sanction letter on 27.4.2011.It was assured that Loan will be disbursed within a week after issuance of sanction letter. But till now there is no progress regarding disbursal.Still there no any person in reginol office who can take responsibility. At this stage I am facing lot of problem enven being tortured by builder to be charged interest if delay persist. At this stage who is responsible , may kind it may be given more priority to solve problem. jitendra kumar Thu, 26 May 2011 11:14:00 http://www.clientcomplain.com/about_home_loan_on_line_form-Complains-17026-SC.html Dear sir, i want take home loan from SBI but problem is that i m not able to fill up my details in your on line form. after filling every details i was not able to submit the form bez of some address and invalid birth date issue. even i fill-up the right info but still facing the same problem. Requested kindly look and resolve. sandeep Fri, 20 May 2011 12:52:04 http://www.clientcomplain.com/kotak_Bank-Complains-16985-SC.html I HAVE TAKEN CAR-LOAN FROM KOTAK BANK. THE CUSTOMER SERVICE WAS PATHETIC. THE LETTER-HEAD & INK USED FOR PRINTING IS CHEAP WORK DONE BY BANK. THERE IS NO ABSOLUTE QUALITY IN THE WORK. THE NAME GIVEN FOR THE LAON WAS CHANGED. WHEN I CALLED THE CUSTOMER CARE FOR THE SAME. THEY ASKED ME TO SUBMITT THE WRITTEN LETTER & I REPLIED SAYING I WILL NEVER DO, BECAUSE IT WAS MISTAKE DONE BY BANK. I ASKED THE EXCUTIVE OF THE BANK TO DO THAT OR I SHALL DO THE STOP PAYMENT. THEN HE HAD DONE THAT & THE CORRECTIONS DONE WERE VERY CHEAP WORK. I HAVE STILL KEPT THE BOTH LETTER-HEADS. ONE FINE DAY I SHALL SCAN THEM & PUT THEM ON WEBSITE THE CREDIT MANAGER WHO WAS APPROVING THE LOAN ASKED THE N-NUMBER OF DOCUMENTS. I FEEL THE MANAGER WAS FOOL OR HE GOT THAT JOB THRU INFLUENCE. IAM WAITING TO GET CALL FROM THE BANK ON THIS I WILL RIP THEM FOR THESE KIND OF CHEAP WORK. Mr.PARSON 91 96860 77277 Parson Z Thu, 19 May 2011 10:43:05 http://www.clientcomplain.com/State_Bank_of_India_Main_Br_Korba_CG-Complains-16969-SC.html Sub: - Complaint against Home Loan sanctioned by SBI ,Main Branch , Korba against A/c. No.30016679853 – Reg. Dear Sir, With reference to the above , I, the undersigned would like to draw your kind attention towards the sabotage planned against about 150 to 200 customers (CSEB’s Employees) on the subject matter by your SBI , Main Branch / CSEB Br. , Korba with the help of builder M/s. Satya Construction , Bilaspur. The details of my particular case is as under : 1. That, I have been sanctioned a loan against construction of house amounting to Rs.5,50,000/= on 28.09.05 against above mentioned A/c. and surprisingly, the same was released on same day to the builders M/s. Satya Construction , Bilaspur in single installment without verifying the authentic documents, site conditions etc and that too without any intimation , confirmation from the undersigned. Here , it is out place to mention that the date of application , the date of sanctioning of loan Rs. 5,50,000.00 and the date of disbursement of whole amout of loan in single insalment of Rs. 5,50,000.00 is same. Further it is also to mention that the registry of plot on which construction of house was proposed has been done in favour of me after a lapse of about one month of sanctioned & subsequently release of loan amount i.e. on 21.10.2005 and this matter was came to my notice when I approached to SBI , CSEB Br. for finalizing the housing loan formalities ( that your loan has already been sanctioned and released to the builders on 28.09.05 by SBI Main Br., to whom I never approached for housing loan ) 2. Accordingly , I have registered my complaint on the subject issue and repeatedly requested SBI Main Br. to resolve the issue but instead considering my request , the bank threatened the undersigned to declare my above property as ‘ NON PERFORMING ASSET’ for no fault of me although I am ready to pay EMI if bank resolves the issue/ dispute created. 3. Since, the bank has paid full amount of loan to the builders on the very first day of sanction of loan with zero works, I have left no control on builder to put any pressure regarding completion of works and builder has left over the site since last 05 years ( approx. Jan.’ 07) with incomplete works(50%) and till date the above house has not been handed over to me. Under such condition , I have stopped my repayment of EMI conditionally wef Nov. ’07 till the bank resolves the issue / dispute fruitfully regarding the financial loss incurred to me in respect of excess amount of Interest, Price Hike of raw materials and house rent for non completion of house in scheduled time for which the Bank is only the responsible agency for the situation created as on today. 4. Over and above , this act of sanctioning of loan in an unlawful manner was not possible without the collusion with the builder. You might not be aware that the bank’s management have terminated their officers/ staff i.e. the then Branch Manager, Mr. Jatav and others but even after repeated request and complaint to various bank authorities, the SBI management is relunctate to resolve/redress the grievances of the customer which is beyond understanding. The case is lingering on since last about 6 years without any solution. This has forced me to lodge the subject complain in your kind office . In view of above, it is my humble request to look in to the matter personally and kindly do the needful at the earliest please. Thanking you in anticipation and with regards, Yours faithfully Premji Patel, 455 Indira Complex,TPNagar,Korba(CG)-495677 Premji Patel Wed, 18 May 2011 18:24:33 http://www.clientcomplain.com/hdfc_bank-Complains-16460-SC.html Dear Team, Pls Try help me 1st thing bank give me eligibility to apply personal loan after applied this he get rejected my application to put wrong information in my account… ________________________________________ From: UPENDRA KUMAR (DEL) [mailto:upenkumar4@gmail.com] Sent: 26-04-2011 1:05 PM To: customreservices.cards@hdfcbank.com; HDFC Bank Support; loansupport@hdfcbank.com; customer_service@hdfcbank.com Cc: upenkumar@live.com; upendra kumar; UPENDRA KUMAR Subject: Re: Complaint against HDFC Loan department Reference no for Loan: - 18677926 Hello All, This is being information to all of you I m upendra kumar one of the HDFC bank account holder since last 3 to 4 year, according to my account history or my transaction history HDFC Bank is approved 1.64 lac Personal Loan in my account, after that I make a call on customer care to get more information about this after that some one jitin who called up me and provide me information about loan product, after that I was applied for 1 lac Personal loan and provide my all document salary slip(10. 6 K) , PAN Card , latest mobile phone bill ,after submitted the all document he confirm me there is no any issue to approved you P.L , after his confirmation my verification done positively in 5 to 4 days , but after the last verification call 25th April my loan was rejected with the remark of (Credit due to credit cards bad match not payment up to the mark call you with in 30 mints ) I don’t understand why the loan department was reject my application where as I was shared all information positively to jitin (Sales person) , I have a HDFC platinum credit and I was take a cash on call loan against them then at that time he confirm me there is no any issue bcoz we did not match any cases against credit card , but at the time of rejection my approval was rejected to put my bad credit card history …. I want to highlight my points… 1. At the time of providing complete information why agent not give me complete information 2. I have submitted my salary slip of 10.6k but in bank history it was shown 10k. 3. if I m not qualify for the loan then why bank give me offer .. 4. Why bad credit card history was put in my account where as credit card department said you have the good credit card history. 5. Pls do confirm my loan will be approved or no…?? Information: --- HDFC Account no:- 0248150038483 HDFC credit card no: - 4617863000860807 Reference no for Loan: - 18677926 Sales R.M :- Amit Prashar Thanx & Regards Upendra Kumar Mobile :-+91-9999901328 :-+91-9999902383 E - Mail : Upenkumar4@gmail.com The Great Alexander said:’’’I never take right Decision’’’’ ‘’’’ I take the Decision and make it Right.’’’’ That is called Attitude " On Mon, Apr 25, 2011 at 6:09 PM, UPENDRA KUMAR (DEL) wrote: FYI ---------- Forwarded message ---------- From: UPENDRA KUMAR (DEL) Date: Mon, Apr 25, 2011 at 5:04 PM Subject: Re: Credit card No:-4617863000860807 Upendra kumar To: amit.prashar@hdfcbank.com, i.adlakha@gmai.com Cc: upenkumar@live.com, UPENDRA KUMAR Also Pls Refer the credit card statment..... Thanx & Regards Upendra Kumar Mobile :-+91-9999901328 :-+91-9999902383 E - Mail : Upenkumar4@gmail.com The Great Alexander said:’’’I never take right Decision’’’’ ‘’’’ I take the Decision and make it Right.’’’’ That is called Attitude " On Mon, Apr 25, 2011 at 4:46 PM, UPENDRA KUMAR (DEL) wrote: Hi Jitin, As Discussed over the phone Pls find My Creadit card No :-4617863000860807 , and confirm .... -- Thanx & Regards Upendra Kumar Mobile :-+91-9999901328 :-+91-9999902383 E - Mail : Upenkumar4@gmail.com The Great Alexander said:’’’I never take right Decision’’’’ ‘’’’ I take the Decision and make it Right.’’’’ That is called Attitude " -- Upendra kumar Tue, 26 Apr 2011 13:48:58 http://www.clientcomplain.com/Singaporean_Financial_Loan_PVT-Complains-16398-SC.html Hello, I would like to make a complain on one of the loan company who is asking for payment everytime and the loan never reach me, The payment made in total amount of BND$3800. One for origination fee, tax fee, courier service fee 8 TIMES OF PAYMENT. WITH THE FOLLOWING MTCN NO : 855-041-2574 DATED 28.03.2011 BND$162.00, MTCN NO: 683-146-0003 BND$162.00 DATED 29.03.2011, MTC NO:767-740-4944 BND$282.00 30.03.2011, MTCN NO: 509-037-3506 BND$ 550.00 31.03.2011, 01.04.2011 MTC NO : 253-607-8811 BND$1,000.00, 05.04.2011 BND$450.00 MTC NO :233-720-6688, 07-04-2011 MTCN NO: 982-049-0793 BND$450.00, MTC NO : 462-088-8461 BND$ 670.00. The email address is singaporeanloan@yahoo.com.sg Is this company legal to do on9 loan. Reta Puli Sun, 24 Apr 2011 20:40:06 http://www.clientcomplain.com/Seagrams_finance_corporation-Complains-16349-SC.html Hi this is Rajesh from Hyd. I have seen an add from Seagrams Finance Ltd., in Deccan Chronicle and on internet of all kinds of loan at 3.5% p.a. So, I applied for a housing loan of Rs. 20 Lakhs. They send me a sanction letter too. I paid a total amount of 1 lakh 16 thousand rupees for processing and other charges hoping that I will get a loan for my new house, but these people have cheated me. Now their cellphones are switched off from Feb 28, 2011. I was supposed to get the loan by first week of Feb'2011. The one lawyer, Jagdish Sarma is a very dangerous candidate. He said he will meet me personally to collect his commission of Rs. 30,000/-. He did not even come to Hyderabad, but behaved like he was in Hyderabad disbursing other loans for almost 3 weeks. I feel like killing him along with Ranvir Sehgal and Prashant, the other two who operated the whole thing from Ghaziabad. I dont know if there is something called Seagrams Finance Ltd. in Ghaziabad or not, but I am totally cheated. Rajesh, Hyd. 9642946126 b_rajesh_babu@hotmail.com Rajesh Babu Sat, 23 Apr 2011 11:57:03 http://www.clientcomplain.com/ICICI_CAR_LOAN-Complains-16213-SC.html I FEEL SORRY TO INFORM YOU THAT I HAVE ALREADY CLEARED MY OUTSTANDING DUES AGAINST MY CAR LOAN A/C NO. LACHE00022622452 ON 05.04.2011 .AND AS PER BANK DIRECTIONS I HAD TO RECEIVE MY HARD COPY OF NOC WITH IN 10 DAYS BUT STILL I HAVE NOT RECEIVED MY NOC . I HAVE SOLD MY CAR TO SOMEONE BUT DUE TO THIS HE HAS STOPPED MY PAYMENT. SO I AM IN THE MIDDLE OF TROUBLE. THEREFORE I REQUEST YOU TO KINDLY LOOK INTO THE MATTER AND ASK NOC DEPARTMENT TO ENSURE URGENT DELIVERY OF MY NOC. THANKING YOU Mohamed Nattar PH : 9003030031 Mohamed Nattar Khader Mohamed Sat, 16 Apr 2011 07:26:06 http://www.clientcomplain.com/House_building_loan-Complains-16112-SC.html Let me introduce myself first. I, Dr Tapas Kumar Samanta, Vice-principal, Uluberia College, Uluberia, Howrah, West Bengal, a permanent resident of Phuleswar, Uluberia, Howrah, West Bengal. I have taken a house building loan from SBI ( Uluberia branch , Branch Code – 199 ) jointly with my wife, who is an assistant teacher in Geography, Nuntia High School, Nuntia, Mugkalyan, Bagnan, Howrah, on October, 2004. My house building loan account number is 11245406705. Since the date of loan, never we have become defaulter in the repayment of my loan. At present, we like to take a further home lone against the previous home loan, that is, we like to extend our previous home loan and for this reason, we are visiting the above said branch on alternate days during last two months. The concern branch manager and the field officer Mr. Prasad did not help us at all and instead of that they are always misbehaving with us. In fact, it is very difficult to find out the field officer Mr. Prasad at his working table during the working hour, if sometimes we get chance to meet with him, he always ignore us and don’t like to take our complete loan application form. Why they do not want to give us the loan, we could not understand. So, it is our earnest request to you, please investigate the matter and take the necessary step against such misbehavior. If you please investigate the matter, you would see that the above said two officers not only misbehaved with us, but also they misbehaved with so many customers. We hope we will get the proper justice. Best regards. Dr Tapas Kumar Samanta, Assistant Professor in Mathematics, Vice – Principal, Uluberia College, Uluberia, Howrah, 711315, West Bengal E – mail : math_tapas@yahoo.co.in Dr Tapas Kumar Samanta Wed, 13 Apr 2011 22:04:28 http://www.clientcomplain.com/fullertorn_at_loan-Complains-15787-SC.html i tired to apply with fullertorn everytime they gave me a hope it will become they took my paper n login the first time they said my parent said we don't want laon n second time they says it is my age proble that is frm lalbarg branch my age is 23 , second i also tries they said it will become i gave paper to them they said it will take one week they gave same reason age , third time agin by money mantra they it willl become no problem i told them it is age issue they said they spoke to manger it wil become don;t woory agin not now i want to ask what is wrong in the age i can;t understand eg when a girl get maried at the age of 21 year the law permiot them why it can be loan n the frustation is every says it will become just imagine how frustation ii is inspite of all paper be cleard n i also workig n then should mention clear on the website it look it is time wasting n also keeping hope . carmelinm Wed, 06 Apr 2011 12:52:10 http://www.clientcomplain.com/Kotak_Mahindra_Prime_Ltd-Complains-15733-SC.html The FI Kodak Mahindra Prime Ltd after receving and accepting the foreclosure amount against the agreement no. STL-250041, deducted subsequent three consigutive EMI and was reluctant to respond my series of letters and I got pleasure to receive the NOC.On the first ocassion I was assured verbaly by tye concerned personel Mr. Tapen Ojha and next time I was very politely returned from the reception dest of their Park Street Office, 15 Apeejee House, Kolkata 700016. Neelabja Basak Tue, 05 Apr 2011 13:31:48 http://www.clientcomplain.com/PNB-Complains-15613-SC.html To The officer Incharge Punjab National Bank Ambedkar Road Ghaziabad. Subject; Non issue of acknowledgement from Ghaziabad Development Authority Sir, I am to state that while applying for the housing scheme of Ghaziabad Dev Authy against MIG 799/21 D/77.01 of 86.36 I had applied for the finance of Rs 1,16,850 through your bank . to that effect I had been asked to have sufficient balance in my account .it was seen that on 28/9/2010 an amount of Rs 4,800 had been debited obviously on account of financing the amount of Rs 1,16,850 but neither the copy of acknowledgment regarding forwarding my application form to Ghaziabad Dev Authy nor as receipt of Rs 4,800 as being on amount of the charges of said loan/finance has been furnished to me despite repeated visits to your bank, for more than six months . I accordingly request for an early action. Thanking you Yours faithfully ShivPrakash Savings account no 0112000100370739 kuldip chaku Fri, 01 Apr 2011 14:50:01 http://www.clientcomplain.com/SBI_Home_Loan-Complains-15473-SC.html Mr. Devashis Roy Chief manager (Maintenance) RACPC, Thapakana Br., Ranchi-Jharkhand Recently I had taken loan from SBI, RACPC branch, Ranchi.Chief manager (Maintenance) misbehave with me. They do not know behave with customer. We talk to release rest amount of my housing loan A/c 31308892162. They humiliate me.I am Dr.D.K. Shahi, Chief scientist-cum- Univ. Prof.,B.A.U., Kanke, Ranchi-834006(Jharkhand).We d'nt see this type of officer in SBI. This is for your kind information and necessary action. With regards, Yours sincerely Dr. D. K, Shahi Deptt. of Soil Science Birsa Agricutural University Kanke, Ranchi-834006, Jharkhand Dhirendra kr. Shahi Tue, 29 Mar 2011 07:33:54 http://www.clientcomplain.com/HDFC_HOME_LOAN-Complains-15469-SC.html Hi Team, This is to bring into your notice that I applied for Home Loan Balance Transfer from HDFC and they approved it, however at the time of disbursement there are certain issues have come now. I provided all the documents to HDFC whatever they asked for but later they are asking to provide original copy of MCD MAP. I can't trace the Plot owwner to get the same and this was not told to me by Sales Rep. Even at the time of Technical verification they did not as for the same. Now neither they are disbursing the loan nor they are refunding processing Fee ( 7,200/-) My Question :How can they approve the loan if their prerequisites are not completed and, if they have taken it exceptional, it should have been told to me before taking processing fee. Please guide me the channel to escaalte this. Please help me to get refund Satinder Loriya Mon, 28 Mar 2011 21:52:10